In 2025, the Indian mutual funds attracted a significant investor interest and drew a total inflow of around ₹8.55 lakh crore between January to November. However, during the same period, the investors in the United states pulled out large sums of equity mutual funds and added them to debt funds.
Steady Inflow into Indian Mutual Funds
Indian mutual funds received a total of ₹8.55 lakh crore from January to November 2025. While this is a large amount, it is slightly lower (about 6.5% less) than the ₹9.14 lakh crore recorded during the same period last year. This small decline shows that the investors are now being a bit cautious. However, their overall confidence in Indian mutual funds has still remain strong.
Category-wise Inflows (Jan–Nov 2025)
Here is a breakdown of the different fund category:
| Fund Category | Net Inflows |
|---|---|
| Equity Funds | ₹3.22 lakh crore |
| Debt Funds | ₹2.52 lakh crore |
| Hybrid Funds | ₹1.46 lakh crore |
| Others (Gold, Silver ETFs, etc.) | ₹1.35 lakh crore |
Most of the money came through systematic investment plans (SIPs). This shows a preference for disciplined, long-term investing. Meanwhile, the lump-sum investments were mainly directed to multi-asset funds and precious metal ETFs like gold and silver. Showing that the investors are also looking for diversification of their investments.
US Mutual Fund Flows Show a Different Trend
In the United States, investor behaviour was quite different. Between January and November 2025, US equity mutual funds (excluding ETFs) saw net outflows of around ₹90 lakh crore. This was driven by concerns over high valuations and economic uncertainty.
On the other hand, US debt funds benefited from a shift toward safer investments. It recorded net inflows of ₹52.86 lakh crore during the same period.
Conclusion
The data above highlights a clear difference in investor behaviour worldwide. Indian mutual funds continued to attract money across equity, debt, and alternative assets. Whereas the US investors reduced equity exposure and focused more on debt investments.
Disclaimer: This article is for educational purposes only. Investors should do their own research and consult financial experts before making investment decisions.
