Join Us for Our First Facebook Live Session and Get Answers to All Your Queries

It’s a no secret that mutual fund is the most lucrative investment option available in time. Although its popularity is spreading like wildfire, there are still investors who do not have enough knowledge on how to start investing in them. People who are already investing are also feeling the need for guidance from experts, for mutual fund is a market-linked instrument, and thus they fear that they will lose their money if they don’t time the market. But, it’s time to wave goodbye to all such investment related anxieties.

To sum it up, if you an investor or a would-be investor whose mind is full of unanswered questions or the one who is wondering if this is the right time to park your money in mutual fund schemes, then, here is an open invitation to you all!

To show your interest click here.

In this session, you may ask any question related to the topic or otherwise related to mutual funds such as when to invest, why to invest, the best mutual funds to invest in, top SIP plans, what is the current market scenario, etc. To avoid the last minute traffic, you can ask the questions right now by submitting the same here and get it answered in the show.

Discussed below are a few of the questions that we have received from our registered users across India:

1. SIP and LUMPSUM, which is a better investment?

2. Is it safe to invest in mutual funds for 30 years? How much should one invest?

3. I have invested in several mutual fund plans, including:

SBI Midcap SIP- Rs. 500/-
Mirae Asset Tax Saving SIP- Rs. 1000/-
Reliance Tax Saving SIP- Rs. 2000/-
Mirae Emerging Bluechip SIP- Rs. 3000/-
Motilal Oswal Multicap 35 SIP- Rs. 3000/-
Franklin India Prima Fund SIP- Rs 2500/-

Besides, from the next month, I am willing to start a SIP in Reliance small cap direct growth Fund with Rs. 2000/-. My goal is to accumulate Rs 1 crore to buy a house. So, kindly guide me if my investment is good or not or should I withdraw any SIP.

4. Hello, I am Sandeep NRI, 28yrs, monthly net income Rs. 60,000 and monthly house expense Rs. 25,000. I have a fixed deposit of Rs. 5 lac in a post office, one pure term life insurance of Rs. 50 lac. In the next month, I have to buy one medical policy of Rs. 5 lac. Kindly suggest me a good plan.

Besides, I have started 4 SIP in April 2018, Reliance Small Cap with Rs 1000 p.m.( initial invest Rs. 50,000), UTI MNC Fund with Rs. 1000 p.m.( Rs. 25,000 initial invest), Birla Sun Life Equity Growth Rs. 1000 p.m. ( Rs. 50,000 initial invest), SBI blue chip equity growth Rs. 500 p.m.( Rs. 50,000 initial invest). I have also invested a lumpsum amount of Rs 25,000 in UTI Equity growth.

I wanted to start a new SIP of Rs. 5000 and invest Rs 10 lakhs as a lumpsum. Please suggest some good plans according to my portfolio.

5. I m 35 years old and I have invested in two SIPs, one is HDFC Capital Value Builder Fund growth and second is Mirae Asset Emerging Bluechip Fund. I have invested Rs. 3000 in each. The current value of capital builder is Rs. 24974 Mirae Asset is Rs. 9550. My financial goal is my retirement and my daughter’s education. My question to you is, are these two good funds to invest in and should I increase the amount of investment or stay with Rs. 3000. Will these two funds will give me good returns in the long term probably after five years or more to fulfill my goals. Please suggest me other funds to invest in.

6. I am 25 years old. I want to invest in mutual funds. My target is Rs 10 CR in 30 years. Suggest me some funds for long term investment.

7. Should I invest in Mirae Asset Healthcare & Pharma Fund? It is a new scheme and very few fund houses have Pharma schemes. After going through the portfolio of Reliance and ICICI Pharma funds, Mirae Asset appeared more diversified than others. Even SBI Pharma Fund is underperforming. What is your call for long-term investment in the selected scheme as the expense ratio is also waived off and the only drawback is a new scheme and doesn’t have a track record? Should I take a contra call, I found that the stocks in which these funds are investing are good except in Mirae asset they have conglomerates, chemicals, financial, pesticides, etc.

8. I am planning to invest in two multicap mutual funds & 1 Midcap fund with Rs 1000 in each. Schemes include Motilal Oswal Multicap 35, Kotak Standard Multicap Fund, and HDFC Midcap Opportunities. My query is, are the three funds right for investment for a time horizon of 15 to 20 years. How much return I can expect from them. Please suggest if there is any better fund.

9. Provide me with some good funds for retirement.

10. I'm investing in Franklin Small Cap since March 2017 and its CAGR has been really poor. Should I redeem and put my investment in some place else?

11. Market is High but profits are low. Why?

12. How much money should I invest in SIP for ten years? My monthly income is Rs. 50000.

13. I am 28 years old and has a govt. job. My goals are to accumulate Rs 25 lakh in the next 10 years, 1 crore rupees in the next 20 years, and 3 crore in the next 30 years. I request you to please review my portfolio once. My investment details are as follows:

ELSS Axis Long Term - Rs 2500 pm
ABSL Tax Relief 96 Fund- Rs 2500 pm
SBI Small Cap - Rs 2500 pm
L&T Mid Cap - Rs 2500 pm
Mirae Asset Emerging Bluechip Fund- Rs 2500

I want to start investing in Reliance Small Cap, ABSL Pure Value, or L&T India Value Fund. Is my portfolio alright according to my goals or should I make some changes? Please guide. - Ravi Tiwari

14. Please tell something about the risk associated with mutual fund investment. How long one should stay invested. And, how frequently one must change the mutual funds portfolio?

You too can be one of the lucky selected candidates whose question we plan on discussing. Quickly, take out the list of your queries and start sending them right away and we will make sure that they are all answered.

Note: As the time is limited for the session, so it may be possible that we don’t get enough time to answer all of the questions then and there. In that case, we will send a separate mail answering to each one of our registered users. Make sure that you have prior registration done with us to get solution to your query via e-mail.

Don’t delay in joining us for the event as the clock is ticking away. Just 2 more days to go!!! Let’s make this event a huge success. Looking forward to seeing you all live on September 14, 2018. For more details on this, connect with us directly at MySIPonline.