May 11, 2019 5 min read

Mother’s Day Special: A Little Investment to Make Her Happy

This mothers day gift your mom financial stability with mutual funds.

A mother could be lady who gave you birth, or your sister who is happily married and entered into motherhood, or your wife who gave you the privilege of being a proud father. Every mother wants her child to be financially secure, how about turning the tables this time. Let’s make all the mothers out there financially secured and independent through mutual fund investment.

On this auspicious occasion take out some time from your busy schedule and bring home an SIP (Systematic Investment Plan) to surprise her. The SIP investment will definitely broaden the smile on her face.

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If the Mother is in 50s:

If your mother has stepped into the second inning of life then there is no gift better than retirement funds. This year you can start a monthly SIP, in her name, in some of the best retirement funds in finance market. After she enters into her 60s you can opt for the SWP (Systematic Withdrawal Plan) to ensure that she receives regular income to meet her financial needs. SWP allows an investor to withdraw a certain amount from the invested corpus for the day-to-day needs and the remaining amount will remain invested providing a stable growth.

Top Recommended Retirement Mutual Funds in India

  • TATA Retirement Savings Fund- Progressive Plan
  • TATA Retirement Savings Fund- Moderate Plan
  • HDFC Retirement Savings Fund- Equity Plan
  • HDFC Retirement Savings Fund- Hybrid Equity Plan
  • Franklin India Pension Fund

If the mother is Working:

If your sister is a working mother then ELSS funds will be a good pick. Obviously, if she is a working mother then she must be paying the taxes just like other citizens. Investing in Equity-Linked Savings Scheme will help her in reducing her tax liability under Section 80C along with wealth creation in the long run. Sounds like hitting two birds with a single stone. Isn’t it? By investing in ELSS funds an investor can save up to Rs. 46,800* on a investment of Rs. 1.5 Lakh. Moreover, the top ranked ELSS scheme can provide returns in the range of 15-20% which is quite impressive.

Top Performing ELSS Funds in India

  • Mirae Asset Tax Saver Fund
  • Aditya Birla Sun Life Tax Relief 96 Fund
  • Axis Long Term Equity Fund
  • Motilal Oswal Long Term Equity Fund
  • ICICI Prudential Long Term Equity Fund (Tax Saving)

Invest in the Best Mutual Funds
  • 100% Paperless
  • No Transaction Charges
  • Easy to Invest
  • Safe & Secure

If the Mother is a Young Homemaker:

If your wife is a proud mother then you can show her some love by starting an investment in mutual funds. According to your risk-appetite you can choose the top performing mutual funds. If you can withstand the heavy shocks of mutual fund market then you can opt for the midcap funds or the small cap funds. Moreover, if you have a moderately high risk appetite then you can consider pooling your money in the large cap funds or the hybrid funds. Debt funds becomes a suitable option if you are willing to achieve stable returns without exposing your corpus towards risk.

Top Ranked Large Cap Funds

  • Axis Bluechip Fund
  • Mirae Asset Large Cap Fund
  • ICICI Prudential Bluechip Fund

Top Performing Mid Cap Funds

  • L&T Midcap Fund
  • DSP Midcap Fund
  • Axis Midcap Fund

Top Recommended Small Cap Funds

  • SBI Small Cap Fund
  • Reliance Small Cap Fund
  • L&T Emerging Businesses Fund

Best Hybrid Mutual Funds

  • ICICI Prudential Equity & Debt Fund
  • Mirae Asset Equity Hybrid Fund
  • DSP Equity & Bond Fund

Best Debt Mutual Funds

  • SBI Magnum Low Duration Fund
  • Franklin India Income Opportunities Fund
  • HDFC Short Term Debt Fund

Reading so far, you must have known that a mutual fund investment is the best investment plan that you can gift on this Mother’s Day. Moreover, if you require any further assistance in the mutual fund market, then you can drop your queries at or reach to us on 9660032889.

She invested her life for you. What are you investing for her on this Mother’s Day?

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