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ICICI Prudential Equity & Debt Fund (G) 7.53% 9.77% Invest
ICICI Prudential Bluechip Fund (G) 9.09% 9.44% Invest
ICICI Prudential Long Term Equity Fund (G) 6.55% 8.18% Invest
ICICI Prudential Regular Savings Fund (G) 8.03% 9.67% Invest
ICICI Prudential Technology Fund (G) 14.13% 8.32% Invest
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Oct 16, 2018 17 min read

5 Best Schemes of ICICI Prudential Mutual Fund

Read and know all about the best funds of ICICI Pru Mutual Fund before investing in them.

Picking up a handful of names from the basket of the products provided by this leading AMC is a tough job, however, after in-depth analysis and study on all essential parameters, we have listed out a few names for our investors. Read till the end to know about them in detail. Don’t forget to consider your investment objective, risk appetite, and horizon before finalizing one.

ICICI Prudential Mutual Fund - Introduction

ICICI Prudential Asset Management Company is one of the most admired and respected AMCs in India. It focuses on mending the distance between savings & investments and also generating long-term capital for the investors through a discreet range of simple, yet powerful investment products. ICICI Pru MF proposes an extensive band of retail and corporate investment solutions running through various asset classes - Equity, Fixed Income, Hybrid, and Gold.

The asset management company has continuously worked towards achieving the target of providing its investors with financial solutions to help them achieve their life goals. It has always kept itself on the forefront of innovation and developed numerous products which are shaped to meet the clients’ varying needs, thus giving birth to a well-diversified portfolio of about 50 mutual fund products, both equity and debt. The victory of the various endeavors taken by ICICI MF is evident from its investors’ lot which has experienced a spike in the recent past. It has managed to win the trust of 3 million customers with time as on March 31st, 2018.

What Does ICICI Pru MF Offer?

  1. Equity Funds   
    Equity funds at ICICI Pru Mutual Fund are meant to provide high returns along with low to high-risk exposure depending upon the choice of the fund. Such schemes are either actively or passively managed and are usually meant for investors who need long-term capital appreciation. Equity funds, other than sector-specific funds, place money of the investor in different sectors, thus diminishing the risk of the massive crunch of investment in situations of high tension in the market.      
    Some of the renowned names that fall in this category are ICICI Prudential Bluechip Fund, ICICI Prudential Value Discovery Fund, ICICI Prudential Long Term Equity Fund(Tax Saving), ICICI Prudential Infrastructure Fund, ICICI Prudential Multicap Fund, etc.
  2. Debt Funds      
    For the steady influx of income, debt funds at ICICI MF are sure-shot solutions. There is a massive gang of investors who are willing to incorporate stability in their income and draw steady returns. ICICI Pru AMC does hold an answer for them in the face of debt schemes. The funds of this category primarily invest in the debt and money market instruments and assist in drawing consistent returns by way of interest or dividend. They suit best to investors who want to optimize current income assuming low to moderate levels of risk.     
    Some of the stars of the category include ICICI Prudential Savings Fund, ICICI Prudential All Seasons Bond Fund, ICICI Prudential Floating Interest Fund, etc.
  3. Hybrid Funds     
    Willing to enjoy growth along with safety, well, hybrid funds of ICICI Pru AMC should be your choice. They offer a unique mix of equity and debt funds, both being given reasonable weights in the portfolio. Equity funds comprise a variety of diversified and large-cap funds, while on the other hand, debt funds cover hybrid securities and balanced funds. Such schemes invest in both equity stocks and debt instruments and are meant for investors looking for debt plus returns with higher levels of risk than fixed income schemes     
    Some schemes of this category that you can pick include ICICI Prudential Regular Savings Fund, ICICI Prudential Equity & Debt Fund, ICICI Prudential Multi-Asset Fund, etc.
  4. Solution Oriented Funds      
    Solution-oriented schemes at ICICI MF serve to fulfill a particular purpose of the investor. Currently, there is just one category of solution-oriented scheme available with this AMC which includes Childcare plans. ICICI Prudential Child Care Plan(Gift Plan) is one of the funds from this category.
  5. Others (ETFs)   
    ETFs are some of the other products that you get to see with ICICI Prudential Mutual Fund. Investing in such funds can be a great way of complementing one’s existing investment portfolio. Exchange Traded Funds helps in diversifying portfolio at a low cost. However, an investor requires a good understanding of the product and its benefits to make a smart choice and fulfill investment goals.     
    Some of the best funds from this category include ICICI Prudential Nifty ETF, ICICI Prudential Sensex Index Fund, ICICI Prudential Gold ETF, etc.

Best Fund Managers at ICICI MF and Their Investment Strategies

  • Sankaran Naren: Mr. Naren oversees the entire investment functions across the mutual fund and international advisory. Being instrumental in overall investment strategy development and execution, he has about 28 years of exposure in the industry. He specializes in the equity market and directly handles some of the popular schemes of ICICI Prudential Mutual Fund, ICICI Prudential Dynamic Plan and the ICICI Prudential Top 100 Fund, to name a few.
  • Mrinal Singh: He associated with ICICI Prudential Mutual Fund in 2008 as an equity analyst. Holding an experience of over 16 years, his core competencies lie in handling portfolio management and sector analysis. He is currently serving as a senior asset manager and is directly responsible for five equity schemes. He is known for managing assets worth Rs. 6000 Cr of some of the popular schemes including ICICI Prudential Value Discovery Fund, ICICI Prudential Midcap Fund, ICICI Prudential Technology Fund, and ICICI Prudential Dividend Yield Fund.
  • Rahul Rai: At ICICI Prudential fund house, Rahul is the man behind managing all the Real Estate Businesses. He holds an overall experience of around 26 years. With his innovative strategies to mapping team collaborations, he takes the call on the company’s real estate section and evaluates and invests in the projects related to this sector. In the year 2004, he was noted for managing the first and the most significant FDI transactions that boosted the Indian real estate landscape.
  • Rahul Goswami: He has now re-joined the AMC as the CIO of fixed income products. His earlier association with the company was in the period July 2004 to October 2009 as the Co-Head - Fixed Income. With a work experience of about 22 years, he has been managing eight debt funds that include corporate bonds and government bonds currently. He monitors economic factors like the market liquidity that can impact debt fund performance.

Best ICICI Mutual Funds to Invest in Now

ICICI Prudential Bluechip Fund

This fund was earlier known as ICICI Prudential Focused Bluechip Equity Fund. The main investment motive of this scheme is to help investors earn long-term capital appreciation by investing mainly in the equity and equity related instruments of large-cap companies. These companies are the top 100 companies concerning the full market capitalization.

Risk and Returns

Trailing Returns (%)1-Year3-Year5-Year
ICICI Prudential Bluechip Fund (G) 7.09 12.64 16.49
NIFTY 100 TRI 9.52 12.47 15.28
Category 7.99 10.73 14.32
*As on October 03rd, 2018
Risk Measures (%)SDBetaSharpe
ICICI Prudential Bluechip Fund (G) 13.48  0.94 0.48
NIFTY 100 TRI 14.17 - 0.47
Category 14.3 0.99 0.36
*As on September 30th, 2018

SIP and Lumpsum Investment

SIP Return: Growth of SIP investment of Rs. 1,000/month
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 12000 12194 1.62%
2 3-Years 36000 43599 21.11%
3 5-Years 60000 83003 38.34%
Return: As on September 30, 2018
Lumpsum Return: Growth of Lumpsum investment of Rs. 100,000
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 100000 108369 8.37%
2 3-Years 100000 144748 44.75%
3 5-Years 100000 221084 121.08%
Return: As on September 30, 2018


ICICI Prudential Equity & Debt Fund

This scheme has been launched on November 03rd, 1999 with an investment objective to help investors earn long-term capital appreciation in addition to consistent income. ICICI Prudential Equity & Debt Fund invests the assets in equity, its related instruments, and fixed income securities.

Risk and Returns

Trailing Returns (%)1-Year3-Year5-Year
ICICI Prudential Equity & Debt Fund (G) 5.71 12.23 17.78
VR Balanced TRI 10.15 11.26 13.06
Category 2.02 9.17 15.25
*As on October 03rd, 2018
Risk Measures (%)SDBetaSharpe
ICICI Prudential Equity & Debt Fund (G) 10.31  0.82 0.54
VR Balanced TRI 11.42  - 0.45
Category 11.25 0.27 0.9
*As on September 30th, 2018

SIP and Lumpsum Investment

SIP Return: Growth of SIP investment of Rs. 1,000/month
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 12000 12104 0.87%
2 3-Years 36000 42388 17.74%
3 5-Years 60000 82,720 37.87%
Return: As on September 30, 2018
Lumpsum Return: Growth of Lumpsum investment of Rs. 100,000
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 100000 106132 6.13%
2 3-Years 100000 142058 42.06%
3 5-Years 100000 230350 130.35%
Return: As on September 30, 2018


ICICI Prudential Long Term Equity Fund

ICICI Prudential Long Term Equity Fund (Tax Saving) is a scheme that comes under the ELSS category of mutual fund. It mainly invests in the equity and its related instruments of companies across sectors and provides a tax benefit under Section 80C of the Income Tax Act, 1961.

Risk and Returns

Trailing Returns (%)1-Year3-Year5-Year
ICICI Prudential Long Term Equity Fund (G) 9.32 10.69 18.51
NIFTY 500 TRI 5.84 12.71 16.27
Category 0.74 9.95 17.81
*As on October 03rd, 2018
Risk Measures (%)SDBetaSharpe
ICICI Prudential Long Term Equity Fund (G) 13.50  0.85 0.34
NIFTY 500 TRI 14.9 - 0.44
Category 15.45 0.99 0.3
*As on September 30th, 2018

SIP and Lumpsum Investment

SIP Return: Growth of SIP investment of Rs. 1,000/month
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 12000 12225 1.88%
2 3-Years 36000 42149 17.08%
3 5-Years 60000 81,505 35.84%
Return: As on September 30, 2018
Lumpsum Return: Growth of Lumpsum investment of Rs. 100,000
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 100000 110652 10.65%
2 3-Years 100000 137376 37.38%
3 5-Years 100000 241656 141.66%
Return: As on September 30, 2018


ICICI Prudential Technology Fund

Launched on March 03rd, 2000, ICICI Prudential Technology Fund helps investors earn long-term capital growth through investment in equity and equity related instruments of the companies belonging to technology and its dependent sectors. It is one of the best funds of this sector and has an asset size of Rs. 459 crore as on Aug 31, 2018.

Risk and Returns

Trailing Returns (%)1-Year3-Year5-Year
ICICI Prudential Technology Fund (G) 51.25 13.34 19.47
NIFTY IT TRI 53.85 12.43 15.88
Category 47.17 12.46 16.8
*As on October 03rd, 2018
Risk Measures (%)SDBetaSharpe
ICICI Prudential Technology Fund (G) 14.36 0.77 0.47
NIFTY IT TRI 17.27 - 0.36
Category 14.49 0.77 0.42
*As on September 30th, 2018

SIP and Lumpsum Investment

SIP Return: Growth of SIP investment of Rs. 1,000/month
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 12000 14940 24.50%
2 3-Years 36000 52137 44.83%
3 5-Years 60000 94,808 58.01%
Return: As on September 30, 2018
Lumpsum Return: Growth of Lumpsum investment of Rs. 100,000
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 100000 152615 52.62%
2 3-Years 100000 147080 47.08%
3 5-Years 100000 249501 149.50%
Return: As on September 30, 2018


ICICI Prudential Regular Savings Fund

Being a conservative hybrid scheme, the objective of ICICI Prudential Regular Savings Fund is to generate long-term capital appreciation by investments in money market and debt instruments. It has accumulated a corpus of Rs. 1,636 crore as on August 31, 2018. It was launched on March 30, 2004, and has produced the average return of 10% since inception.

Risk and Returns

Trailing Returns (%)1-Year3-Year5-Year
ICICI Prudential Regular Savings Fund (G) 3.4 8.25 11.55
VR MIP TRI 3.76 7.08 9.06
Category 0.69 6.35 9.55
*As on October 5th, 2018
Risk Measures (%)SDBetaSharpe
ICICI Prudential Regular Savings Fund 4.67 0.93 0.43
VR MIP TRI 4.57 - 0.33
Category 4.7 0.85 0.06
*As on September 30th, 2018

SIP and Lumpsum Investment

SIP Return: Growth of SIP investment of Rs. 1,000/month
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 12000 12164 1.37%
2 3-Years 36000 40366 12.13%
3 5-Years 60000 75784 26.31%
Return: As on September 30, 2018
Lumpsum Return: Growth of Lumpsum investment of Rs. 100,000
S. No.PeriodInvestmentGrowth ValueAbsolute Return
1 1-Year 100000 103954 3.95%
2 3-Years 100000 128438 28.44%
3 5-Years 100000 175547 75.55%
Return: As on September 30, 2018

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How to Invest in ICICI Mutual Funds with MySIPonline?

The popularity of the schemes belonging to ICICI Prudential Mutual Fund cannot be questioned, and the ever-growing AUM of the fund house is a significant proof of that. One can invest in the funds directly or can opt for an online investment platform where investments can be made in the watch of experts. Being a novice investor or someone who doesn’t have good knowledge of the mutual funds, you can invest through MySIPonline. Here, we perform all the research and analysis concerning investors’ goals and objectives, and then recommend a reliable scheme. On choosing us, you get to invest in only the best ICICI Mutual Funds online which are short-listed from the bucket of products.

  • To start, first log-on to your account at MySIPonline.
  • Filter out the products of ICICI Mutual Fund. Now, select suitable fund(s) which match your investment objective, risk appetite, and time horizon. You can even call our experts directly who can guide you on this.
  • It’s time to fill in the amount you want to invest.
  • Complete the investment formalities which include document submission, KYC, etc.
  • Make the payment via Net Banking or by using your debit card, and you are done.

A Final Note

Considering all the points listed above, it is not a question of rocket science that your wealth will reach new heights if you place it smartly in the schemes of ICICI Mutual Fund. Seeing the volatility and a period of correction in the market, where almost 70% of the stocks are going down, you can take benefit of investing in SIP. With the benefit of rupee cost averaging and compounding, you will accumulate more units at a low cost. To seek any advice on fund selected or anything else, consult with the experts at MySIPonline and wave goodbye to all your issues. To place your query right from here, fill in the form mentioned below.

Must Read:

  1. Best IT sector funds to invest in 2018
  2. Top debt funds to invest in now
  3. Best Reliance Mutual Funds by Experts


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