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  • Top players of their respective categories
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Top funds 3Y Return 5Y Return
SBI Small Cap Fund (G) 16.13% 22.57% Invest
Reliance Large Cap Fund (G) 15.37% 12.81% Invest
Invesco India Contra Fund (G) 15.52% 15.01% Invest
L&T Midcap Fund (G) 13.5% 15.9% Invest
Mirae Asset Large Cap Fund (G) 16.12% 14.82% Invest
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Jan 10, 2019 9 min read

Top Mutual Fund Plans for SIP of 10 Years in 2019

Read the blog to know about top mutual fund for SIP of 10 years.

The mutual fund industry is growing at a superb pace, and with that, the numbers of mutual fund schemes are also increasing. Today there are 43 asset management companies in India offering more than 2500 mutual fund schemes. With so many options to select from, it has become really hard for an investor to make the right choice. So, to ease up your decision making, we have bought in 5 mutual funds from different equity categories which you can choose to make SIP investment for a period of 10 years.


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Reliance Large Cap Fund (G)

Basic Information
Category Equity: Large Cap
Benchmark S&P BSE 100 TRI
Launch Date 8-Aug-07
Asset Size Rs. 11,410 crore (As on Nov 30, 2018)
Expense Ratio 2.24% (As on Nov 30, 2018)
Minimum investment Rs. 5000
Minimum SIP Rs. 100
Return Since Inception 10.96%
Exit Load 1% on redemption before 365 days

Reliance Large Cap Fund is a scheme that has always maintained a position among the top rankers and a 4-5 star rating throughout its life. The performance this scheme over the years has shown a consistent performance, and you can check the same from the returns table provided below.

NameReturns (As on Jan 08, 2019)
3 Years5 Years7 Years10 Years
Reliance Large Cap Fund (G) 13.67% 17.69% 17.71% 17.37%
Benchmark 13.93% 14.06% 14.81% 16.30%
Category 12.42% 13.17% 13.71% 14.80%

As you can see that in the past 5, 7, and 10 years, it has provided an annual average growth of more than 17%, outperforming benchmark as well as category. So, what helps the scheme in providing such a spectacular performance? Well, it is the optimal strategies followed by the management team.

Reliance Large Cap Fund, even after being a large cap fund, explore across the market to take maximum benefits. At present, the scheme is following a blend of value and growth investment style so that in addition to stability, a higher growth can also be provided to the investors. To ensure higher growth, it also invests a considerable part in mid caps and as of now, it has 81.92% investment in large caps, 16.30% in mid caps and 1.78% in small cap companies. Due to this style, it shows comparatively high fluctuations during the market volatility, but in the long term, the fluctuations also balance out.

A great option for investors with moderate risk appetite.

Mirae Asset India Equity Fund (G)

Basic Information
Category Equity: Multi Cap
Benchmark S&P BSE 200 TRI
Launch Date 4-Apr-08
Asset Size Rs. 9,697 crore (As on Nov 30, 2018)
Expense Ratio 2.02% (As on Nov 30, 2018)
Minimum investment Rs. 5000
Minimum SIP Rs. 1000
Return Since Inception 15.62%
Exit Load 1% for redemption before 365 days

Mirae Asset India Equity Fund is a scheme that from the start has taken great benefits from the opportunities of the equity market. Over the years, it has shown consistent performance in the market upside as well as the downside. Have a look at the returns to see how good it has performed in the long-term.

NameReturns (As on Jan 08, 2019)
3 Years5 Years7 Years10 Years
Mirae Asset India Equity Fund (G) 15.28% 18.84% 18.77% 21.68%
Benchmark 13.66% 14.43% 14.93% 16.05%
Category 11.28% 15.82% 15.76% 17.30%

As you can see that in the past 10 years it has provided more than 21% returns and has beaten the benchmark as well as the category with the margin of 5.63% and 4.38%, respectively. Now, one of the major reasons behind this performance is the flexibility to invest across the market cap which helps it in showing a stable performance in different market cycles. One of the major reasons to choose this scheme currently is its high allocation in the finance sector (33.9%), which is showing great growth possibilities in the coming years.

A great choice for investors with moderate risk appetite.

L&T Mid Cap Fund (G)

Basic Information
Category Equity: Mid Cap
Benchmark NIFTY Midcap 100 TRI
Launch Date 9-Aug-04
Asset Size Rs. 3438 crore (As on Nov 30, 2018)
Expense Ratio 2.17% (As on Nov 30, 2018)
Minimum investment Rs. 5000
Minimum SIP Rs. 500
Return Since Inception 19.58%
Exit Load 1% for redemption before 365 days

No words are enough to praise this mid cap scheme. L&T Midcap Fund was launched in Aug 2004, and from the start, it has shown exceptional performance. It has maintained the 1st rank in the mid cap category in every return cycle which is the result of exceptional management by Mr. Soumendra Nath Lahiri. Have a look at its performance to see the growth it has provided to investors.

NameReturns (As on Jan 08, 2019)
3 Years5 Years7 Years10 Years
L&T Midcap Fund (G) 13.30% 23.90% 22.84% 22.85%
Benchmark 11.14% 18.61% 17.35% 18.57%
Category 9.75% 19.61% 20.37% 21.34%

You can see that at every return cycle the scheme has beaten the benchmark as well as the category with an exceptional margin, and the longer the investment period the higher is the difference. What has helped the scheme in providing such growth is the diversified style of investing and the ability to take advantage of the market opportunities. As of now, L&T Midcap Fund is investing in 77 stocks picked across from 14 equity sectors, and looking at the allocation a similar growth can be expected in the future too.

SBI Small Cap Fund (G)

Basic Information
Category Equity: Small Cap
Benchmark S&P BSE Small Cap TRI
Launch Date 9-Sep-09
Asset Size Rs. 1,281 crore (As on Nov 30, 2018)
Expense Ratio 2.49% (As on Nov 30, 2018)
Minimum investment Rs. 5000
Minimum SIP Rs. 500
Return Since Inception 18.76%
Exit Load 1% for redemption before 365 days

Small caps are a hot topic in 2019, as after a great correction phase, good growth is expected in 2019, and SBI Small Cap Fund is a scheme that can be chosen to experience that growth. The scheme follows a focused style of investing, using which it has shown exceptional performance in last 3, 5, and 7 years. Have a look at the performance.

NameReturns (As on Jan 08, 2019)
3 Years5 Years7 Years
SBI Small Cap Fund (G) 13.49% 29.05% 26.15%
Benchmark 6.34% 17.30% 16.18%
Category 9.56% 21.18% 20.22%

Now performance and investment style are not the only factors that make this scheme an exceptional choice right now. Due to the continued volatility in 2018, the NAV of the scheme has dropped greatly which means by investing now, you can accumulate the units at much lower NAV and can give a great start to your investment journey.

Now, remember that the focused investment style and small cap oriented investment approach make this fund very risky, so invest only if you can handle the same.

Invesco India Contra Fund (G)

Basic Information
Category Equity: Value Oriented
Benchmark S&P BSE 500 TRI
Launch Date 11-Apr-07
Asset Size Rs. 3,088 crore (As on Nov 30, 2018)
Expense Ratio 2.20% (As on Nov 30, 2018)
Minimum investment Rs. 5000
Minimum SIP Rs. 500
Return Since Inception 13.85%
Exit Load 1% for redemption before 365 days

Invesco India Contra Fund is an equity value-oriented scheme which follows the objective of providing long term capital appreciation by investing in stocks available at decent valuations. In the past 5, 7, and 10 years, this scheme has shown exceptional performance and the same can be checked from the table below.

NameReturns (As on Jan 08, 2019)
3 Years5 Years7 Years10 Years
Invesco India Contra Fund (G) 15.01% 20.56% 19.19% 20.09%
Benchmark 13.32% 14.80% 15.04% 16.20%
Category 10.91% 17.32% 17.21% 18.72%
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What makes this scheme a good pick is its investment strategies and the ability to keep up with the market trends. For instance, at present, the scheme has an investment of 42.66% in finance sectors, as in 2018, even the major stocks from this sector were available at discounted prices. This shows that the Invesco India Contra Fund is always up to take the opportunities of the market.

But, remember that being a value fund, the scheme is strictly for investors who can handle market volatility and are confident with their long term commitment.

These were the top mutual fund schemes in which you can invest through SIP in 2019 to enjoy a great growth in the long term. Remember that don’t pick a mutual fund just because it has given high returns in the past. First, compare the investment style and volatility shown by the scheme to your investment style and risk appetite, then only make a choice. This will help you in avoiding the stress of fluctuations during the market volatility and enjoying a hassle-free growth.

In case you have any query, feel free to submit them in the form provided below, and our experts will surely get back to you as soon as possible.

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