Best HDFC Mutual Funds: Strong Performers for 2026

Did you know that the Quarterly Average AUM of the HDFC has crossed Rs 8.286 trillion in 2026? Impressive, right? As India's one of the largest fund houses that has an 11.5% market share, HDFC Mutual Funds offers various equity, debt and hybrid schemes perfect for your 2026 goals. Some of the best HDFC Mutual Funds in 2026 include HDFC Mid Cap Fund, HDFC Small Cap Fund, HDFC Short Term Debt Fund and many others, which are smashing the dashboards with remarkable returns over time.

Want to look at the entire list of the best HDFC Mutual Funds? Let us dive into this post that lets you explore the best HDFC schemes while teaching you how to pick the right one and why HDFC funds remain a smart pick in today’s dynamic market. So, let us start and take your 2026 investment game to the next level in 2026.

Review of HDFC Asset Management Company

HDFC Asset Management Company (HDFC AMC) is one of the leading AMCs or asset management firms in India, highly known for its strong track record, financial performance, market position, disciplined governance and a positive long-term vision.

HDFC AMC manages one of the largest mutual fund houses in India called HDFC Mutual Funds offering a wide range of equity, debt and hybrid funds catering to diverse investor needs. The HDFC Mutual Fund house offers approximately 99 primary mutual fund schemes across various categories.

The AMC increased its QAAUM (Quarterly Average AUM) to Rs 8.286 trillion in Q1 FY26, securing an 11.5% market share in the mutual fund industry. The operating profits of the firm also increased to Rs 7,534 million in Q1 FY26 compared to Rs 5,793 million in Q1 FY25.

Must Read: Top 10 Mutual Funds for SIP in 2025: Best Picks to Grow Wealth

Now, let us explore the top HDFC mutual funds that are ideal for your 2026 investments.

Listing the Best HDFC Mutual Funds in India in 2026: Category-wise

Here are the best HDFC Mutual Fund schemes in India that are highly suitable for your investments in 2026, for the three main categories- equity, debt and hybrid:

Best HDFC Mutual Funds For Equity

Best HDFC Mutual Funds For Debt

Best HDFC Mutual Funds For Hybrid

Pro Tip: Use a Lumpsum Calculator to estimate returns of your one-time investments.

Now, let us understand how you can choose the best scheme from the above-mentioned HDFC mutual funds for your unique investments.

How to Choose the Best HDFC Mutual Fund Schemes?

Here is the process that will lead you to the HDFC mutual fund that will be best for your unique goals in 2026:

Step 1: Be clear about your needs and set an investment goal.

Step 2: Understand the level of your risk tolerance and the market fluctuations you can handle.

Step 3: Determine your investment horizon according to your needs, whether you want to invest for the short-term or the long-term.

Step 4: After making your side clear, it is time to align your needs with the mutual fund options and select the best one. Look for the following things in a fund:

• The fund performance and track record and see if it is consistent compared to its benchmark.
• Analyse the costs associated with the fund, like expense ratio and exit loads. Here is a tip, go for the fund with a lower expense ratio for better returns.
• Research about the experience and track record of the fund managers.

Step 5: After choosing a suitable mutual fund, select the investment method you want to invest with a lump sum or the Best SIP plan.

Step 6: Place your investment in the mutual fund you selected through the chosen method.

Step 7: Diversify your portfolio across various categories and market caps. Do not put all your money into a single fund or sector.

Pro Tip: Use a SIP Calculator and estimate the future returns of your SIP investment easily.

Now, let us know the top managers of the HDFC Mutual Fund house.

Top HDFC Fund Managers in India: Category-wise Listed

Here is the list of the top fund managers of the HDFC fund house, separated according to the fund's category:

Top Managers for Equity Funds

Top Managers for Debt Funds

Top Managers for Hybrid Funds

Also Read: Best Small Cap Mutual Funds for Long Term Investment in 2025

Lastly, let us explore the benefits of investing in HDFC mutual funds.

Benefits of Investing in HDFC Mutual Funds

The following are the benefits of investing in HDFC Mutual Funds in 2026:

• Effective Fund Management

These mutual fund schemes are operated by some experienced and professional fund managers, who make sure that every investment decision is based on deep research and analysis.

• Strong Reputation and Trust

These mutual funds are backed by the HDFC Group, which is one of the biggest AMCs in India, known for its trusted name in the financial sector, which is nothing less than a brand.

• Diversification

HDFC fund house offers various mutual fund options across asset classes like equity, debt and hybrid, along with all market caps, including large, mid and small-caps for diversifying and managing risks.

• Liquidity and Convenience

Many schemes of the fund house offer good liquidity and they are easily accessible to the investors through the user-friendly online platforms and apps for easy transactions.

• Flexibility from SIP (Systematic Investment Plans)

The SIP options in the funds allow you to invest regularly in a disciplined way with low minimum investment requirements, providing you with flexibility around your investments with potential growth.

• Wide Range of Schemes

The fund house offers a large number of mutual fund schemes that go perfectly with every type of unique investment goals and risk preferences in the financial world.

• Tax Benefits

There are specific schemes offered by the HDFC fund house, such as the HDFC ELSS Tax Saver Fund, which provides certain tax benefits under Section 80C of the Income Tax Act.

Conclusion

In short, HDFC Mutual Funds are one of the best investment options for every type of investor in 2026 due to their wide range of schemes in different categories and market caps.

Some of the top schemes are HDFC Mid Cap Fund (Equity), HDFC Small Cap Fund (Equity), HDFC Value Fund (Equity), HDFC Hybrid Equity Fund (Hybrid), HDFC Short Term Debt Fund (Debt), etc. These funds go perfectly with your unique investments and help in your wealth creation.

Related Blogs:

1.    Top 10 Flexi Cap Mutual Funds: High-Return Picks in India 2025

2.    Top 5 Liquid Funds in India 2025: For Safe & Instant Returns

3.    Top 5 Best Mutlicap Funds for Long Term Investments in India

FAQs

1.What are the Documents Required to Invest in HDFC Mutual Funds?

The following documents are required for the HDFC mutual fund investments: PAN card, Aadhaar, bank proof and KYC docs.

2.What is the Taxation on HDFC Mutual Funds as per the Union Budget 2024-25?

Union Budget taxation rules on these funds are 20% for STCG and 12.5% for LTCG over Rs 1.25 lakh for equity. Debts are taxed as per the slab.

3.How are Returns Calculated on HDFC Mutual Funds?

For calculating your returns on HDFC mutual funds, you need to subtract your expenses over your investment period from the change in NAV.

4.How to Invest in HDFC Mutual Funds?

To place an investment in these funds, you need to open an account via the HDFC site, complete your KYC, pick a fund and invest from there only.

5.Why HDFC Mutual Funds Matter in Today's Market

HDFC funds offer strong returns, trust and variety in today's volatile market.